Stimulus and Bubbles

"The American Republic will endure until the day Congress discovers that it can bribe the public with the public's money." - Alexis de Tocqueville (b. 1805)

We need a return to fiscally responsible government. But, since political discussions are so quickly swallowed up in name-calling, keep in mind that I am not affiliated with any party. How have we come to the point that we stimulate the housing market, yet most families cannot afford a nice starter home on two incomes? Also, medical doctors only do multiple tests (and spend lots of money), because they are afraid of frivolous lawsuits. Could we even have a national health care system without cost reform? These are matters of policy, and the government CAN fix it, but they haven't - yet. I don't think that any of this past activity makes sense. Maybe this row over the debt ceiling is actually tough love. But the next generation of citizens, the people in college or graduating recently, they are starting their careers amid enormous challenges. So the government needs to stop plugging holes with their fingers, till another springs open. We need clarity and direction in policy, we need to reduce the uncertainty for those who want to start their own business or buy a home, and overall - we need decisive action.